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Buyer Guide

Are you ready to take the exciting journey towards home ownership? Buying your first home is a significant milestone in your life, and it's essential to navigate the process with confidence and knowledge. This step-by-step guide will walk you through the entire process of buying a home, from start to finish. When you're ready to begin your home-buying journey with the assistance of experienced real estate agents, visit Sahan Realty for expert guidance.

Assess Your Financial Situation

● Calculate your budget: Determine how much you can comfortably afford, factoring in your monthly income, expenses, and future financial goals.

● Check your credit score: A good credit score can help you secure a better mortgage rate. Review your credit report and take steps to improve your score if necessary.

● Save for a down payment and closing costs: Most lenders require a down payment, typically ranging from 3% to 20% of the home's purchase price. Additionally, prepare for closing costs, which can include fees for inspections, appraisals, and more.


Get Pre-Approved for a Mortgage

 ●Consult multiple lenders to compare rates and terms.

● Provide necessary financial documents, such as pay stubs, tax returns, and bank statements.

● Once per-approved, you'll have a better idea of your budget and can confidently shop for homes within your price range


Start House Hunting with an Experienced Real Estate Agent

●Define your priorities: Create a list of must-have features and preferred neighborhoods.

● Work with an experienced real estate agent from Sahan Realty who can help you find properties that match your criteria and negotiate on your behalf.

● Attend open houses and schedule private viewings.

● Keep a record of properties you like and dislike to make an informed decision.


Make an Offer

● Your real estate agent will assist you in drafting a competitive offer that considers the market conditions.

● Negotiate with the seller until you reach a mutually agreeable price and terms.


Complete Due Diligence

●Schedule a home inspection to identify any potential issues.

● Review the seller's disclosures to learn about the property's history.

● Obtain a home appraisal to ensure the purchase price aligns with the home's value.


Secure Financing

● Work closely with your lender to provide any additional documentation required.

● Lock in your interest rate to protect against rate fluctuations.

● Ensure all financing conditions are met for a smooth closing.


Closing the Deal

● Sign all necessary paperwork, including the mortgage documents and transfer of ownership.

● Pay closing costs, which may include fees for title insurance, attorney fees, and property taxes.

● Receive the keys to your new home and celebrate your achievement!


Move In and Settle

 ● Arrange for utilities to be transferred into your name.

● Start packing and move into your new home.

● Familiarize yourself with the neighborhood and community resources.Settle

Request the Guide

Thank you for your interest in DHM Realty. We are here to help you find the perfect property for your needs. Please fill out the form below to receive our free guide on buying or selling a property. Our guide includes helpful tips, insights, and information that will guide you through the process.

Request a Quote

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